Saturday | February 26, 2022

Stewardship Well Done Journey


Roadblock #1 – Am I missing out?


This step has seemingly caused some confusion on the Stewardship Well Done Journey. At this point, we are not talking about a fully funded retirement plan. Because many travelers still have consumer debt, we are only talking about taking one small easy step regarding retirement:


Make sure you are aware of all retirement benefits offered by your employer and that you are taking full advantage of them.


For instance, does your employer offer a 401(k) retirement plan? If so, does your employer make matching contributions? If the answer is yes, make sure you are making your monthly contributions at a level that will capture all the matching contributions available to you.


Although it is becoming increasingly rare, you will also want to know if your employer participates in a pension plan. If so, what contributions are being made on your behalf, if any? At what point are you vested (eligible to receive full pension benefits)?


As you investigate job opportunities throughout your lifetime, it is important to look at the full benefits package, including retirement benefits, and not just compensation. Be aware of what you have accumulated through previous jobs and what transfers with you. This can make a huge difference as you continue on your Stewardship Well Done Journey.



Do I Have to File Income Tax Returns This Year?
What is the IRS standard tax deduction for 2021? I did not file a tax return last tax year because I lost my job and my income in March due to COVID. I got a part-time job in 2021 and am wondering if I made enough money that requires me to file this year.
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Gifts of Cash
Many people use their annual gift exclusion as part of an overall estate planning strategy.
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Where’s My Refund?
As the tax filing season continues at full speed, the Internal Revenue Service (IRS) reminds taxpayers the best way to check your tax refund is to use the “Where’s My Refund?” tool on You may also check your refund status on the IRS2Go smartphone app.
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Leading for the Future
Luke and Candice spent many years volunteering and supporting their favorite Free Methodist ministry. They wanted to give back in a way that would help fulfill its mission.
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Content from Crescendo Interactive. 


We believe that with effective counsel and financial management, each person can multiply the impact of the resources entrusted to their care. 


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Saturday: Closed
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FMF Financial Services

8050 Spring Arbor Rd
PO Box 580
Spring Arbor, MI 49283
(517) 750-2727: phone
(517) 750-2752: fax